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Can you share specific examples? Also, when are they the same entity and when are they different?

user224579
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1 Answers1

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A lender lends money to a person or institution.

A creditor is owed money by the person or institution. Many times they are equal. But if you owe money to somebody they are a creditor. You could have paid with a check, but it bounced. Or you contracted them for a service, and then never paid for that service.

Yes technically a creditor did offer a short term that was supposed to be paid within X days of being billed.

Sometimes a creditor works the other way also. You gave a deposit to company X for them to remodel your kitchen. They never start the job. They now owe you a refund of your deposit. You are now a creditor.

mhoran_psprep
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