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A terminally ill man gives away all the $ from his bank account and then maxes out his credit card on gold bars which he gives to his friends. He correctly estimates that he will die before the purchases show up on the statement. He thus died without ever being chayiv to pay the cc company. The "stealing" from the credit card company only occurs after he is dead. Has he done a sin?

Danny Schoemann
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Clint Eastwood
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No, though to answer your updated question via the comments, of course. Creating a debt with the intent of not paying it back is theft. It doesn't matter whether you're caught or not. Sure, it's a clever way of doing it, but it's still stealing.

Jamezrp
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    Jamezrp, welcome to Mi Yodeya. I hope you'll like the place and decide to stay. Before you post an answer, please read over it several times and make sure it's as clear as possible to the maximum possible number of readers. (The first sentence could use some work.) Still, thanks very much for the thoughtful answer! – unforgettableidSupportsMonica Jun 22 '15 at 11:50
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    Jamezrp, could you please insert sources for your answer? – Noach MiFrankfurt Jun 22 '15 at 14:49