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In the Puranas, and already in the Atharvaveda, there are fourteen worlds, seven higher ones (vyahrtis) and seven lower ones (patalas), viz. bhu, bhuvas, svar, mahas, janas, tapas, and satya above and atala, vitala, sutala, rasaataala, talatala, mahaatala, patala and naraka below.

Source: this Wikipedia article.

What are those lokas meant for? As we already have a place called earth and it's possible to do all duties that are performed in those lokas on earth as well, just like we are doing now?

Are those lokas cosmic (which humans can never see) or physical (which we can see, but not with the available technology)?

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  • each loka has its own characteristics and is suited to people who have those same characteristics. People in Earth have been born, because their karmas, desires and also their tendencies are best suited for this world. A being may be born in a different world if that is the best suited for him. In Autobiography of a Yogi, Chapter 43, the great yogi Sri Yuktheswarji describes a world called Hiranyaloka. There are a number of worlds, both physical and metaphysical. So while Earth provides opportunity to do all duties, it is not suitable for every characteristics. Some beings birth in other loka. – Sai Oct 10 '14 at 21:43
  • after death there is life next janma is if next janma same relation same human being s soul take immediate next janma or taking time soul takes how many days to go lokhas –  Jan 24 '15 at 15:57
  • There are fourteen lokas. Earth being the intermediate
  • there are seven above, six below earth
  • Each loka represents a state of atma at its purity & maturity
  • All pralaya that comes, comes from the bottom of oceans as per scriptures
  • During childhood, thought how come pralaya to come "heavens" then so much rain downpour to flood earth !!!..... suppose the water table from earth increases, it would flood each place, it is aform of pralaya
  • – Annonymous Aug 08 '15 at 18:58